Things to Check Before Booking a Flat in Mumbai

Booking a flat in Mumbai, India’s most dynamic real estate market, is a huge step. While the excitement is real, it’s equally important to tick off a checklist to avoid regrets later. Here’s everything you must verify before paying that token amount.

Check RERA Registration

Ensure the project is registered with MahaRERA
Use the RERA number to validate details online at maharera.mahaonline.gov.in

Never book a flat in an unregistered project.

Verify Carpet Area

Understand the actual usable area
Builders are legally required to sell based on carpet area only

Ask for a floor plan with the carpet area marked.

Location & Connectivity

Assess distance from railway stations, highways, metro, and key hubs like BKC or Powai
Upcoming infrastructure can drastically boost future appreciation

Areas like Chembur, Kurla, and Wadala are rising due to new metro links and road expansions.

Track Record of the Builder

Check past projects for delays, quality, and post-possession support
Look for builders with a strong track record and good customer feedback

Construction Stage & Possession Date

Know whether the project is newly launched, mid-stage, or nearing completion
Always get a written commitment on the possession timeline

Check the MahaRERA site for accurate construction updates.

Legal Due Diligence

Verify land titles, building approvals, and any pending litigations
Ask for the Commencement Certificate (CC) and Intimation of Disapproval (IOD)

Consider consulting a real estate lawyer before making a large payment.

Check for OC and NOCs (for ready-to-move-in projects)

Ensure the building has an Occupancy Certificate (OC)
NOCs from the fire department, water, and electricity authorities are essential

Pricing & Hidden Charges

Clarify what’s included in the quoted price—floor rise, parking, GST, maintenance, etc.
Ask for a detailed cost sheet

Don’t hesitate to negotiate or compare with nearby projects.

Amenities & Specifications

Verify if the promised amenities will be delivered
Visit the sample flat to check flooring, fittings, height, ventilation, etc.

Payment Plan & Financing Options

Understand the payment milestones (e.g., slab-wise, possession-linked)
Check bank approvals and whether home loans are available for the project

Conclusion

Due diligence today can save you from headaches tomorrow. Booking a flat is a big commitment; make it with full awareness.

At Upgrade Realty, we guide you through the legal, financial, and technical details of every property so you can book with 100% confidence. Call us for a free consultation today!